AAA Life Insurance Company
2027 Plan Year

Dental Insurance

Dental benefits are fully insured through Delta Dental of Michigan.

Dental Benefits

Premium Contribution

Single

Company
$6.60
Associate
$8.31

Associate + Spouse

Company
$12.38
Associate
$16.15

Associate + Child(ren)

Company
$13.75
Associate
$21.69

Family

Company
$23.27
Associate
$32.31

Covered Services

Annual Deductible

PPO
$50 Individual/ $150 Family
Premier
$50 Individual/ $150 Family

Type A Diagnostic and Preventive

PPO
100%
Premier
100%

Type B Basic

PPO
80%
Premier
50%

Type C Major

PPO
60%
Premier
50%

Annual Plan Maximum (per person per benefit year)

PPO
$1,500
Premier
$1,500

Type D Orthodontia

PPO
50%
Premier
50%

Lifetime Orthodontia Benefit Maximum

PPO
$1,250
Premier
$1,250

Important Plan Notes

  • You will receive maximum benefits when you receive care from a Delta Dental PPO or Premier provider.
  • Participating dentists with Delta Dental PPO have agreed to accept lower fees as full payment for covered services.
  • You may receive care from a non-Delta provider, but you will have higher out-of-pocket costs.
  • Also, you may also have to pay the entire bill when you receive out-of-network services and then submit you are claim to Delta for reimbursement.